TLBz - The Lifestyle BrokerzHave a chat
A Melbourne family practice

Two senior brokers.
Forty years between us.
Every client, a relationship.

Most broker websites hide who is behind them. We don't. Sailesh and Savita Bijlani founded TLBz in Melbourne to do finance the old-fashioned way - answering the phone ourselves and staying with clients across decades.

Sailesh Bijlani, Senior Accredited Mortgage Consultant
Sailesh
Savita Bijlani, Senior Accredited Mortgage Consultant
Savita
The founders
Sailesh & Savita Bijlani, Melbourne.
A note from the founders

e started TLBz because we wanted to do this work the way we'd want it done for our own family. That has not changed. We still answer the phone, still meet over a cup of tea, and still keep notes on every client so that when you call back in five years, we remember. Whether you are buying your first home or your fifth investment property, we'd like to be the brokers you keep coming back to.

SCB
Sailesh Bijlani
SSB
Savita Bijlani
How we work

Four conversations. One long relationship.

01

We chat

A no-obligation phone call or coffee. Tell us what you're hoping to do - we'll tell you whether it's realistic, in plain English.

02

We understand

Income, savings, goals, family plans. We listen first and recommend later. No pressure to decide on the spot.

03

We structure

From a wide lender panel, we shortlist the ones that fit. We handle the paperwork end-to-end and explain every line.

04

We're here for next time

Refinances, second properties, your kids' first home. We keep your file warm - call us in five years and we'll remember.

What we help with

One practice. Every chapter of borrowing.

Wherever you are in life, there is a loan that fits. Most clients start with one product and stay with us for the next five.

Life stage

Buying

First home
We help you understand FHOG, stamp duty concessions, and the deposit gap in plain English.
An established home
Pre-approval through to settlement, with regular check-ins along the way.
Land & construction
Progress draws explained, builders coordinated, surprises avoided.
Life stage

Investing

Investment property
Loan structures that suit your tax outcomes, cash flow, and the next purchase.
Trust & personal loans
Borrowing through complex structures, without the headache.
Life stage

Building

Business & commercial
Working capital, premises, equipment, and growth finance.
Franchise finance
For established franchise systems on our lender panel.
Invoice finance
Cash flow against your debtors when you need it.
Car & asset finance
Vehicles, machinery, and equipment - chattel or lease.
Life stage

Refinancing

Reviewing your current loan
Annual check-ins to make sure you're still on a sharp rate.
Debt consolidation
Tidy multiple debts into one manageable repayment.
Specialist work

The technical work most brokers refer out.

Not every broker is set up to handle complex deals. We are. These are the loans we structure regularly - so you don't get bounced from one referral to another.

Commercial & development finance

Two-to-twenty unit projects, residual stock, and presales. Lenders that understand the deal.

Self-managed super fund (SMSF) lending

Buying property inside your super fund - structured correctly the first time.

Medico & specialist finance

Higher LVRs and special terms for doctors, dentists, and healthcare professionals.

Reverse mortgages

Releasing equity in retirement - with a family conversation first, not a hard sell.

Real client stories

Three of the families we've worked with.

All reviews are 5-star and verified on Google.

From the very first step of our house-hunting journey to the final moment of acquiring our dream home, you've been an invaluable guide and a pillar of support. You didn't just assist us in securing a mortgage - you walked alongside us, ensuring we felt confident and empowered every step of the way.

Priya Jude
Dream home buyer · Melbourne

Savita has been our broker for about 7 years now. Currently nearing the handover of our second house. They've been very efficient, helpful, understanding, and gets the job done. Highly recommend for anyone.

Tharindu Sriyananda
Second home · 7-year client

Being a first home owner we were very new to the whole system. Savita guided us from step one all the way through. She is very professional, friendly and got us the best interest rates. Highly recommended mortgage broker in South East Melbourne.

Sudeep Nair
First home buyer · South East Melbourne
Meet the team

The two people you'll talk to.

Sailesh Bijlani, Senior Accredited Mortgage Consultant

Sailesh Bijlani

Senior Accredited Mortgage Consultant
Diploma in Financial Services

Twenty-plus years guiding Australian families through the borrowing journey. Pragmatic with structure, patient with first-time buyers.

Savita Bijlani, Senior Accredited Mortgage Consultant

Savita Bijlani

Senior Accredited Mortgage Consultant
Diploma in Financial Services

Brings warmth and rigour to every file. Won't let a client sign anything they don't fully understand. Most of our long-term relationships start with her.

Get in touch

Call us directly - we answer.

The form below works. Honestly though, picking up the phone is faster - and it's how we like to start every relationship.

Or send us a note —

We'll be in touch soon.