From the very first step of our house-hunting journey to the final moment of acquiring our dream home, you've been an invaluable guide and a pillar of support. You didn't just assist us in securing a mortgage - you walked alongside us, ensuring we felt confident and empowered every step of the way.
Two senior brokers.
Forty years between us.
Every client, a relationship.
Most broker websites hide who is behind them. We don't. Sailesh and Savita Bijlani founded TLBz in Melbourne to do finance the old-fashioned way - answering the phone ourselves and staying with clients across decades.


e started TLBz because we wanted to do this work the way we'd want it done for our own family. That has not changed. We still answer the phone, still meet over a cup of tea, and still keep notes on every client so that when you call back in five years, we remember. Whether you are buying your first home or your fifth investment property, we'd like to be the brokers you keep coming back to.
Four conversations. One long relationship.
We chat
A no-obligation phone call or coffee. Tell us what you're hoping to do - we'll tell you whether it's realistic, in plain English.
We understand
Income, savings, goals, family plans. We listen first and recommend later. No pressure to decide on the spot.
We structure
From a wide lender panel, we shortlist the ones that fit. We handle the paperwork end-to-end and explain every line.
We're here for next time
Refinances, second properties, your kids' first home. We keep your file warm - call us in five years and we'll remember.
One practice. Every chapter of borrowing.
Wherever you are in life, there is a loan that fits. Most clients start with one product and stay with us for the next five.
Buying
Investing
Building
Refinancing
The technical work most brokers refer out.
Not every broker is set up to handle complex deals. We are. These are the loans we structure regularly - so you don't get bounced from one referral to another.
Commercial & development finance
Two-to-twenty unit projects, residual stock, and presales. Lenders that understand the deal.
Self-managed super fund (SMSF) lending
Buying property inside your super fund - structured correctly the first time.
Medico & specialist finance
Higher LVRs and special terms for doctors, dentists, and healthcare professionals.
Reverse mortgages
Releasing equity in retirement - with a family conversation first, not a hard sell.
Three of the families we've worked with.
Savita has been our broker for about 7 years now. Currently nearing the handover of our second house. They've been very efficient, helpful, understanding, and gets the job done. Highly recommend for anyone.
Being a first home owner we were very new to the whole system. Savita guided us from step one all the way through. She is very professional, friendly and got us the best interest rates. Highly recommended mortgage broker in South East Melbourne.
The two people you'll talk to.

Sailesh Bijlani
Twenty-plus years guiding Australian families through the borrowing journey. Pragmatic with structure, patient with first-time buyers.

Savita Bijlani
Brings warmth and rigour to every file. Won't let a client sign anything they don't fully understand. Most of our long-term relationships start with her.
Call us directly - we answer.
The form below works. Honestly though, picking up the phone is faster - and it's how we like to start every relationship.